Token service
Stø transforms physical payment cards into secure digital tokens, delivering fast, seamless, and scalable payment experiences across multiple countries.
Secure and Compliant Digital Payments
Our Token Service Provider (TSP) solution empowers local payment schemes and large retailers with closed-loop systems to digitize payment cards securely and efficiently. Through a flexible and highly scalable platform, we deliver end-to-end tokenization services that seamlessly integrate your existing payment cards with leading digital wallets like Apple Pay, Google Pay, Samsung Pay or your custom loyalty/wallet app.
With our Software as a Service (SaaS) model, you benefit from rapid onboarding, continuous updates, and reduced upfront costs—enabling fast go-to-market and effortless scalability to meet growing demand.
As a trusted technology partner already managing millions of payment cards across various markets, we offer a future-ready payment solution built on proven expertise, robust infrastructure, and uncompromising security.
What is a TSP?
A Token Service Provider (TSP) helps turn your physical payment card into a secure digital version (a token), so you can make purchases using mobile wallets like Apple Pay. It works just like your regular card—but with added layers of protection and convenience.
Behind the scenes, the TSP connects this token to your real card, allowing payments to go through smoothly—without exposing your card details to merchants or third parties. It’s simple, secure, and built for peace of mind.
Our Token Service Provides
Security
We protect card data by replacing it with secure digital tokens. With strong encryption and advanced security measures, payments become safer, minimizing the risk of fraud for both you and your customers.
Convenience
When your physical payment card is renewed we will automatically link the token to the new card for you, so you can keep using the digital version without any manual updates.
Reduced Compliance Burden
Our solution removes the need for you to store or handle sensitive cardholder data. This simplifies compliance with industry standards like PCI DSS, freeing up your resources to focus on what matters most to your business.
Compliant to the highest standards
Our token service is subject to yearly audits and is certified DSS Compliant.
